These Terms and Conditions (“Terms of Service” or “Terms”) govern your access to and use of the Pingverse platform, website, APIs, dashboards, integrations, and related services (collectively, the “Services”), operated by Pingverse (“Pingverse,” “we,” “our,” or “us”).

By accessing, registering for, or using the Services, you (“Customer,” “you,” or “your”) agree to be legally bound by these Terms. If you do not agree, you must not access or use the Services.

1. Your Acceptance of These Terms of Service

By using the Pingverse Services in any manner, you confirm that you have read, understood, and accepted these Terms. If you are using the Services on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

Continued use of the Services constitutes ongoing acceptance of the most current version of these Terms.

2. Changes to These Terms of Service

Pingverse may update or modify these Terms from time to time to reflect changes in laws, regulations, technology, or business practices. Updated Terms will be published on our website and will take effect upon posting. Your continued use of the Services after such updates constitutes acceptance of the revised Terms.

3. The Services

Pingverse is an omni-channel communication platform that enables businesses to send, receive, automate, and manage communications across multiple channels, including but not limited to:

  • WhatsApp Business Messaging
  • RCS Messaging
  • SMS (Transactional and Promotional)
  • Email Messaging
  • Voice, IVR, OTP, and missed-call services

Services may be accessed through APIs, dashboards, automation workflows, or integrations. Pingverse may enhance, modify, or discontinue features while maintaining core service continuity wherever reasonably possible.

4. Your Account and Right to Access and Use the Services

Subject to compliance with these Terms and timely payment of applicable fees, Pingverse grants you a limited, non-exclusive, non-transferable, and revocable right to access and use the Services during the term of your agreement.

You are responsible for:

  • Providing accurate and up-to-date account information
  • Maintaining the confidentiality of login credentials
  • All activities performed under your account

Pingverse may treat all actions performed through your account as authorized by you.

5. Your Responsibilities; Restrictions on Use of the Services

You agree to use the Services solely for lawful business purposes and in compliance with all applicable laws, regulations, and industry standards.

You must not:

  • Send spam, fraudulent, deceptive, or misleading communications
  • Send messages without valid end-user consent
  • Violate telecom, DLT, data protection, or privacy laws
  • Interfere with the platform’s operation or security
  • Reverse engineer, resell, sublicense, or misuse the Services

Pingverse reserves the right to monitor usage and take corrective action, including suspension or termination, for violations.

6. Compliance With Laws

You are solely responsible for ensuring that your use of the Services complies with all applicable laws and regulations, including but not limited to telecom regulations, data protection laws, consent frameworks, and sector-specific compliance requirements (such as BFSI, healthcare, or government).

Pingverse does not provide legal advice and does not assume responsibility for your regulatory compliance.

7. Fees, Taxes, and Payment Terms

You agree to pay all fees as per the pricing plan or commercial agreement in effect. Fees are exclusive of applicable taxes, duties, or levies, which shall be borne by you.

  • Usage-based billing may apply
  • Pingverse may suspend Services for overdue payments
  • All payments are non-refundable unless expressly agreed in writing

8. Account Suspension

Pingverse may suspend or restrict access to the Services if it reasonably believes that:

  • You have violated these Terms or applicable laws
  • There is non-payment or billing risk
  • Usage poses security, compliance, or platform stability risks
  • Required third-party approvals or permissions are revoked

Suspension does not relieve you of payment obligations.

9. Term Period and Termination

These Terms remain effective until terminated by either party.

Pingverse may terminate or suspend Services immediately for material breach, non-payment, or regulatory risk. Upon termination:

  • All access rights immediately cease
  • Outstanding fees become payable
  • Provisions intended to survive termination shall remain in effect

10. Intellectual Property Rights; Your Suggestions

All intellectual property rights in the Pingverse platform, including software, APIs, dashboards, documentation, trademarks, and branding, are owned exclusively by Pingverse.

Any feedback, ideas, or suggestions you provide may be used by Pingverse without restriction or obligation, and you grant Pingverse a perpetual, royalty-free, license to use such suggestions.

11. Usage Data

Pingverse may collect and analyze aggregated and anonymized usage data for purposes such as service improvement, analytics, security monitoring, and operational optimization. Such data will not identify you or your end users individually.

12. Confidentiality

Each party agrees to protect the other party’s confidential information and to use it solely for purposes related to providing or using the Services. Confidential information shall not be disclosed except as required by law or with prior written consent.

13. Data Security & Privacy

Pingverse implements industry-standard security measures, including encrypted data transmission, secure infrastructure, access controls, and monitoring systems.

Data handling practices are governed by the Pingverse Privacy Policy, which forms an integral part of these Terms.

14. Representations and Warranties; Warranty Disclaimers

You represent that:

  • You have the authority to enter into these Terms
  • Your use of the Services complies with applicable laws

Except as expressly stated, the Services are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or uninterrupted availability.

15. Indemnification

You agree to indemnify, defend, and hold Pingverse harmless from any claims, damages, losses, liabilities, or expenses arising from:

  • Your misuse of the Services
  • Violation of these Terms or applicable laws
  • Content or messages sent through your account

16. Limitations of Liability

To the fullest extent permitted by law:

  • Pingverse shall not be liable for indirect, incidental, consequential, or special damages
  • Pingverse’s total liability shall not exceed the fees paid by you in the three (3) months preceding the claim

17. CANCELLATION POLICY

At Pingverse, we understand that you may wish to cancel a service or product application under certain circumstances. Cancellation requests will be reviewed by our team, and a response will be provided within 72 hours of receiving the request.

Please note that cancellations are allowed only for valid and legitimate reasons and must comply with the terms and conditions of the respective financial product. Once an application has been submitted, its cancellation will depend on the eligibility for withdrawal at that stage and is subject to final confirmation.

We encourage users to thoroughly review all details and terms before submitting an application.

18. REFUND POLICY

Pingverse strives to provide a seamless experience to its users. In cases where a payment has been made for any service of Pingverse, and a valid cancellation request has been raised, users may be eligible for a refund in accordance with the terms of the respective service availed.

All refund requests will be handled directly by Pingverse. Upon receiving a valid refund request, our team will initiate the refund process within 48 - 72 hours, subject to verification and confirmation of cancellation.

Users are encouraged to retain payment receipts and review all product details carefully before making any transactions.

19. Governing Law

These Terms are governed by the laws of India.

Any disputes shall be resolved through binding arbitration on an individual basis, and you waive the right to participate in class actions or representative proceedings.

20. General Provisions

These Terms constitute the entire agreement between you and Pingverse regarding the Services. If any provision is found unenforceable, the remaining provisions will remain in effect.

Failure to enforce any right does not constitute a waiver. You may not assign these Terms without prior written consent from Pingverse.

21. Contact Information

For questions regarding these Terms, please contact: [email protected].